FAQs

Yes. Our advice process is totally focused on the best outcome for clients. We recommend suitable and appropriate products and service for your needs and circumstances from the whole of the market.

Yes, Fane financial Services is a trading name of Corbel Partners Limited which is authorised and regulated by the Financial Conduct Authority. You can find us on the FCA register here.

Yes, we can meet in person or in a video call.

Face to face meetings are held in our offices in Poole, at your home address or a mutually convenient and discreet location.

Our Poole office address is FOUNDRY, 10 Dolphin Centre, Poole, Dorset BH15 1SP.

Yes, there is a public multi-storey car park for the building.

Fane Financial Services has been providing advice since February 2024.

Based in Poole, Dorset, UK: Foundry, 10 Dolphin Centre, Poole, Dorset BH15 1SP we offer advice, and have clients, nationwide.

Fane Financial Services is a trading name of Corbel partners, which employs chartered and certified advisers.

Yes.

No

Yes, these are available on our website and on the VouchedFor website.

Having spent most of my career in the IT industry, where I held managing director positions for 25 years, I offer a unique perspective on how to support IT professionals and small business owners with their financial planning.

Corbel Partners Limited is registered number 05280582.
Sean Fane is regulated by the FCA under personal reference number FRN: 429142.

The business has clients nationwide, but many new clients have come to us from the Dorset, Hampshire, Berkshire area.

To book a meeting via telephone call: (01202 070922) or you can use the Calendly links provided on the website or at https://calendly.com/fanefinancialservices or email: clientcare@fanefinancialservices.co.uk

No, we don’t charge for initial meetings.

It would be helpful to bring details of your current financial situation, existing investments/pensions, but we will advise you at the time of booking if there is anything specific we need.

In the initial meeting is we explain the services, charges and advice process, and will discuss your requirements to establish if we can help you.

Each meeting type on the website has a specific time set-aside.

No, since the initial meeting is focused on helping you to understand the advice process, establish your goals, and whether you wish to proceed further. You are not required to sign-up to any services.

No, currently we do not have any female advisers employed.

If your adviser is away, we will provide alternative advisers to answer any queries.

You are welcome to engage your adviser as much or as little as you feel necessary, although advisers are required to hold a review with each client at least once per year.

Depending on the service level a client chooses, they will receive a full cashflow forecast. The Financial Conduct Authority does not regulate cashflow modelling.

If your circumstances change, then please call us as soon as you can, and we will work with you to adapt any agreements we have in place to suit your new circumstances.

Yes, we often work alongside accountants and solicitors.

Yes we can co-ordinate with mortgage advisers.

If you adviser leaves the company, we will contact you and make a recommendation for a new adviser.

If you have chose to work with Fane Financial Services on investments managed on a web-based platform, you will be able to access these through the internet and a mobile application.

We work with all of the leading platform providers to enable access to investment products through web-based platforms and mobile applications.

You should aim to meet with your adviser a minimum of once per year, but meetings are also available on request.

I do not specifically advise on mortgages, but I can make recommendations to mortgage advisers.

No, I do not specifically advise on Equity Release.

Yes, I advise on personal pensions.

Yes, I advise on occupational pensions.

Yes, I advise on consolidating pensions.

Yes, I advise on making drawings from pensions tax efficiently.

Yes, I advise on ethical and sustainable investing.

Yes, I advise on inheritances, and estate planning.

Yes, I advise on SIPPs.

Yes, I advise on estate planning and inheritance tax planning.

Yes, I advise on ISAs and other savings options.

Yes, I advise on protection policies.

Yes, an initial consultation is FREE OF CHARGE. Any subsequent meetings will be subject to potential charges.

We have a variety of service levels, and options for payment.  These are best explained at the point that we understand the scope of work, and can provide the appropriate service fees for the proposed work.

An advice-only charge, where no further action is required outside of a recommendations letter, but where a full review and provision of recommendations is provided, would be charged at £750 plus VAT.

An advice-only charge, where no further action is required outside of a recommendations letter, but where a full review and provision of recommendations is provided, would be charged at £750 plus VAT.

We can offer fees based on a percentage of assets managed, or based on the work undertaken, and can discuss this with each client on a case-by-case basis.

In line with FCA guidelines, we do not receive commission on investment products.  We receive payment from our clients for the advice provided in line with our Terms of Business, agreed in advance with each client.  We are completely transparent about the fees involved, and each client must agree any fees in advance of charges.

Some products, such as protection policies, do provide fees or commissions directly to the adviser, and these are documented to each client in advance of any commitment to proceed with such a policy.

In some circumstances, it is a requirement to add VAT to services, and in others it is not applicable.  Depending on the service you receive, we will explain whether VAT is chargeable on any invoices.

We review our prices regularly to ensure that we provide a competitive service.

We provide a Terms of Business document in the first meeting and explain our charging process in detail.

Yes, we can help plan your retirement.

Who we work with, includes those who are:

• Still working
• Planning for retirement
• Retiring now
• Already retired
• Business owners

Yes, I work with younger clients starting on their career journey.

Yes, I specialise in working with company director and self-employed clients.

Yes, I work with clients who are approaching or already retired.

Yes, I can help clients who have recently inherited money.

Yes, I have a particular interest and specialisation in working with clients who are in the process of selling their business, as this is something that I have personal experience of myself.

Yes, I can help clients manage their finances after a bereavement.

Yes, I specialise in working with business owners.

No, I only offer advice to UK residents.

Yes, I can provide help where a client has existing pensions elsewhere.

No, there is no minimum assets value needed to become a client.

Yes, where available, FSCS protected investments are provided.

We have published our complaints procedure on our website.

We publish our Data Protection / GDPR policy on our website.

Yes, I am insured to provide financial advice.

You can check the FCA register here.

Yes, these are available on our website.

We receive reviews from VouchedFor and we also ask our clients to rate our services after we have undertaken work for them.

No.

Yes.